Wednesday, February 16, 2011

"Making Money....the Biblical Way"

           Frugality is not my cup of tea. Whenever I'm in the mood to earn more than I spend, I always stumble and ends up broke due to my own ignorance of money-making/money-managing principles that I ought to have, especially now that we have a tight budget to follow. Perhaps, I can also blame my personal values as well because I have been used with the belief that as long as you earn money, you don't have to worry about your own survival. But this same principle has led me into many awful traps and made me the worst money handler that I can be. I remember earning 20,000 pesos in my last call center job and spending all of it within an astounding 2 weeks. It's just recently when my father died of heart attack that all of my financial flaws have dawned on me. Luckily, the price to learn these lessons was something I could afford; It came in the form of a very affordable book (it will only cost you 50 pesos!)  entitled "Ang Pera na Hindi Bitin: How to Manage Your Money so God Will Entrust You With More" written by Ardy Roberto, an award winning entrepreneur and writer, and published by OMF Literature Inc.
       The book was written in simple Tag-lish (Tagalog-English), informal, and conversational in approach. It is so entertaining and engaging that I finished reading the 97-paged book in just two-and-a-half hours of sitting. Mr. Roberto not only presented realistic principles about money but also infused several biblical examples and passages that surprised me so much because I thought that "the money is the root of all evil" thing already made it clear that the holy manuscript is totally against 'making money' and 'being rich'. But I was wrong about two things: first, the book is not about helping people to become billionaires but about helping people earn and make the most of what they have, second, God doesn't despise money-making businesses, instead, He cares so much about how we manage our money and wealth through the principle of "financial stewardship", which was emphasized by the author at the very beginning of the book. This principle tells us about God and how he entrust us with the money and wealth that we have just like the servants in "the parable of talents" written in the Bible. We don't own a single thing here on earth but how we make the money that God has entrusted to us grow  no matter how scarce or limited it is will be the determining factor of how trustworthy we are as His servants. It is not all about having more money than we actually need, which is usually the root of greed and all evils, but having the right principles and frame of mind about managing our money to suit our own needs and even give to people who are in need.
             This little book of practicality is bursting with easily digested information that will motivate people like me who are in need of an inspiration to start managing our resources more effectively. The seven principles of effective money-management suggested by Mr. Ardy Roberto is both  timeless and practical which can be applied by people from all walks of life. I'm about to graduate from college this April 2011 and the life-changing money principles and biblical verses I got from this book will definitely be of great help once I step out of the university and start fulfilling the duties of a 'breadwinner'. I still have many things to learn but I will take my own 'baby steps' to move forward. I'm thankful that God made me grab this book at a very crucial time of my life. Needless to say, money and bible can be a perfect combination if treated with the right kind of technique and wisdom. I'm very glad that "Ang Pera na Hindi Bitin" has made it all possible.